Don’t Get Flooded By Insurance Woes
Are you a homeowner in Canarsie? Are you worried about it being damaged by a storm such as Hurricane Sandy? Are you thinking of purchasing a house that may be in a Canarsie flood zone? Neighborhood Housing Services (NHS) Brooklyn may be able to help!
NHS Brooklyn Program Director Angella Cummings and Beth Malone, Program Manager for NHS’ Insurance Services, presented information on their new Home Resiliency Audit (HRA) program at the Hebrew Educational Society last Thursday as part of a flood resiliency event.
The devastation left in Sandy’s wake pushed the New York State government to re-evaluate how properties are insured and pushed FEMA to redo flood zone maps to reflect what was learned from Sandy’s damage. NHS Brooklyn wants homeowners to know how the government’s plans will affect their properties, budgets, lives and futures through the audits.
HRA will also be introduced by NHS Brooklyn representatives going door-to-door to over 11,000 homeowners and be free to anyone interested in determining how susceptible their properties are to flooding.
The three-part audit will include having an engineer assess home durability, a customized resiliency plan, and an Elevation Certificate valued from $800 to $1,000.
Measurements will be made by a qualified engineer to assess your home’s strength and resistance to flooding. Using the information from the engineer, NHS Brooklyn will create a resiliency plan detailing options to strengthen homes that can be presented to contractors, insurance agents and others who can help. Finally, those who live in high-risk flood zones need elevation certificates in order to get flood insurance quotes that fit their needs. Without certificates, owners may wind up with extremely high quotes.
For more information about the Home Resiliency Audit and to determine if your home is eligible, go to FloodHelpNY.org or call 646- 786-0888.