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Forecasters’ Predictions Dismal For The 2005 Hurricane Season The Atlantic hurricane season started June 1 and weather forecasters are predicting another worse-than-normal hurricane season on the East Coast. And, Tropical Storm Arlene has already arrived. Computer models suggest that a warming Atlantic Ocean and a possible El Nino in the Pacific this summer could cause the season to be worse than usual. Because of this, Professional Insurance Agents of New York (PIANY) advises residents of coastal areas to be aware of the possibility of storm-related damages and insurance coverage issues. Don’t be caught off guard. Hurricanes can be dangerous killers. Learning the hurricane warming messages and planning ahead can reduce the chances of injury or major property damage. “It is not unusual for property owners to be poorly informed on about their insurance with regard to storm coverage. It is difficult to get people to take on the subject. Given the devastation of past hurricanes, sufficient insurance coverage is imperative,” warns N. Stephen Ruchman, president of PIANY. “It’s important to review your insurance coverage to determine if you have adequate protection for wind and flood damage associated with hurricanes.” “Hurricane-force winds can go from 74 mph to more than 155 mph. Poorly constructed buildings and mobile homes can be destroyed easily by such power,” say Ruchman. PIANY recommends taking the following steps to help protect your home and property should a hurricane strike: • Videotape the contents of your home. Put the tape in a safe place. It could prove invaluable should a disaster of any kind occur. • Cover doors and windows. • Check or a repair any loose roof shingles or tiles. • Install shutter coverings. • Anchor or remove unsecured outside objects. • Secure roof trusses. • Make arrangements for pets. Keep an emergency kit handy as well as food and water, a portable can opener, clothing, blankets, flashlights, extra batteries, first-aid supplies and a battery-operated radio in case you are left without electricity. No power. No running water. You can’t drive around the corner for groceries. That’s what life could be like after a hurricane hits. So be prepared.
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