Internet Can Help In Search For Lower Mortgage Rates
(NAPSA)-One of the first steps in making buying a home a positive experience is to determine what type of mortgage loan fits your needs. The best place to begin researching the various loan programs is on the Int-ernet. The rate-listing sites such as bank-rate.com are a great resource. But watch out for unscrupulous lenders who use bait and switch tactics-offering a low rate with stipulations that are un-realistic. As one of the nation’s leading and fastest-growing online mortgage companies, serving customers in 41 states via its Web site, www.amerisave.com, Amerisave’s mission is to offer the best rates from top banks for a variety of home financing needs.
The best hopes for the coming year can be foiled when a criminal decides to make you a victim of fraud or identity theft. Protect yourself by frequently checking your credit and bank statements to ensure that there are no unauthorized purchases or changes in your personal information. Review your cre-dit report regularly. Record your credit card account numbers, expiration dates and customer service department telephone numbers in a safe location. Visit www.Your CreditCardCompan-ies.com for more information about managing your finances and credit cards.
Companies without a Web presence are often left behind as they remain tied to slower, more costly marketing tools and methods. Small businesses that market online can e-mail solicitations and customer surveys for a fraction of the cost of postal direct mail, and have results in days. A growing percentage of small-business owners rely heavily on their Web sites to make their sales goals. More than a quarter of those who don’t currently sell products online plan to add e-commerce capabilities to their sites within the next two years. Learn more about this study from Interland, a worldwide leader in online services for small- and mid-size businesses, and find how-to articles on ways to get the most from your company’s online presence at www.sbsuccess.com.