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You Don’t Have To Be 62 To Receive Benefits When I applied for Social Security benefits on my ex-husband’s Social Security record a year ago, the representative said I wasn’t eligible because I had to be 62 years old. My ex-husband passed away last month, and a friend told me that I only have to be age 60 to get benefits based on his work since he is deceased. Is this true? A. Yes. Benefits can be paid to divorced widows or widowers who are age 60 or older (or age 50 to 60 and disabled) if they meet the other eligibility requirements. Call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) to apply for benefits or ask for more information. Q. Is it true that some people work and still collect disability benefits? A. Yes. Social Security has special rules designed to help disability beneficiaries go back to work. Social Security can provide cash income and medical assistance while beneficiaries attempt to work on a regular basis. Q. I receive Social Security disability benefits. Will my Social Security benefits change when I turn age 65? A. No. When you turn age 65, your benefits will be called retirement benefits instead of disability benefits. Q. I’m thinking about getting disability protection from a private company. If I become disabled and have a private policy, would it reduce my Social Security disability benefit? A. No. Your eligibility for Social Security disability payments is not affected by any private insurance you may have. But worker’s compensation and certain other public disability payments may affect your Social Security benefit. Q. I received a Social Security Statement, and one of my previous employers has not reported my wages to Social Security. What should I do? A. Call Social Security toll-free at 1-800-772-1213 (TTY 1-800-325-0778) and be prepared to show proof of your wages, such as your W-2 forms and income tax statements. Social Security will investigate. Q. Will my monthly Social Security benefits increase in January 2003? If so, how much? A. Yes, Social Security and Supplemental Security Income (SSI) benefits will increase by 1.4 percent.
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