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Social Security
Steve Beck
High Blood Pressure Coverage Questioned

Question:I have a severe case of high blood pressure. It keeps me from working. I want to apply for disability benefits, but a friend told me that high blood pressure alone may not qualify me. Is this true?

Answer: You could qualify for Social Security disability benefits if you are "insured"’ (meaning you’ve worked and paid Social Security taxes for a long enough period of time) and if your high blood

pressure is so severe (and can’t be controlled by medication) that it is expected to keep you from doing your current job, or any work you ~ re suited for, for at least a year.

Question: I am about to turn 62 and plan to take my Social Security. I have a 58 year old wife. She has never worked outside the home, and she has multiple sclerosis. Can she get disability benefits on my record?

Answer: I your wife will be eligible for spouse"s benefits on your record when she turns 62. We pay benefits to dependent spouses under age 62 only if they are caring for minor children. If you should pass away before your wife does, she may be able to receive disabled widows benefits, which may be paid as early as age 50.

Question: have been on disability for about one and on half years. I understand that I am eligible for Medicare coverage in a few months. How do I apply for that?

Answer:You will be enrolled automatically in Medicare. You are eligible for Medicare after you have been getting disability benefits for 24 months. A few months before that anniversary, you will receive an "‘enrollment package"in the mail. Assuming you want full Medicare coverage, you don’t need to do anything but keep the Medicare card in a safe place.



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